The mortgage loan market has had shifts over the past couple months with an up this week, down last week pattern. Within that pattern is statistics that show refinance volume has slowed while first time home buyer applications have increased.

Understanding the trends and predictions is helpful for home buyers. The following articles include valuable details about the current mortgage industry.

Mortgage Applications Indicate Shift Toward First-Time Buyers By Jann Swanson

Mortgage applications rise as first-time homebuyers find optionsBy Ken Martin

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